Express ScriptsHealth Insurance Alert
Just saw 60 Minutes on Express Scripts. "Controlling costs for our clients" is what they say, but not what they do. Their business model is keeping drug costs high and offering doctors kickbacks.
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Do not buy health insurance though US Health Advisors. They sell junk health insurance through companies like Freedom Life Insurance of America. It is not major medical. Some basic services are not covered. They only paid for one blood test and limit doctor office visits. They put Multi-Plan on the ID card and you think it is a health network but Multi-Plan/PHCS is not a health network. They only set the payout that the insurance company is liable for. On a CT scan, Multi-Plan set the payout at $150 on a $5100 bill. Google "US Health Advisors ripoff", "Freedom Life Insurance of America ripoff", "PHCS ripoff". Read more...